68016 ZIP Code — Cedar Creek, NE

Cass County, Nebraska

ZIP code 68016 is located in Cedar Creek, Nebraska, within Cass County. It covers approximately 4.29 square miles and serves a population of 412 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 402.

About ZIP code 68016

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $344,100. Owner-occupancy is high at 92%, well above the national average.

The gap between median ($110,750) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 3% is below the national average. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 34 minutes is near the national average.

Educational attainment is near the national average, with 30% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 68016 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

412

population

4.29

sq mi land

Standard

ZIP type

Central (CT)

timezone

68016 ZIP code map

Cities in ZIP code 68016

Below are the cities the US Postal Service accepts for ZIP code 68016. Using any city not on this list may result in mail delivery delays.

City	Status
Cedar Creek	Acceptable

Demographics updated 05/2026

Population
Total population	412
Population density	96 / sq mi
State FIPS	31
County FIPS	025

Geography
Land area	4.29 sq mi
Water area	0.64 sq mi
Latitude	41.0422
Longitude	-96.1110
Timezone	Central (CT)
Area code	402

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	20.9%	32.5%	39.5%
$50k – $100k	36.6%	34.0%	33.4%
$100k – $200k	33.1%	27.8%	22.0%
Over $200k	9.3%	5.7%	5.2%

Demographics & statistics

412

Population

People per sq mi

47.3

Median age

$110,750

Median household income

$56,417

Per capita income

$344,100

Median home value

$1,271

Median monthly rent

92.4%

Home ownership

2.9%

Poverty rate

2.7%

Unemployment

414

Housing units

29.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	84	20.4%
18 and over	328	79.6%
65 and over	102	24.8%
Median age	47.3 years

Race & ethnicity

White 89.9%

Two or more races 4%

Hispanic or Latino 3.3%

Black or African American 1.9%

American Indian / Alaska Native 0.7%

Asian 0.2%

Group	Count	%
White	383	89.9%
Two or more races	17	4%
Hispanic or Latino	14	3.3%
Black or African American	8	1.9%
American Indian / Alaska Native	3	0.7%
Asian	1	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	20.9%	32.5%	39.5%
$50k – $100k	36.6%	34.0%	33.4%
$100k – $200k	33.1%	27.8%	22.0%
Over $200k	9.3%	5.7%	5.2%

Under $10k 1.2%

$15k–$25k 0.6%

$25k–$35k 4.1%

$35k–$50k 10.5%

$50k–$75k 10.5%

$75k–$100k 15.2%

$100k–$150k 28.1%

$150k–$200k 16.4%

$200k+ 13.5%

Range	% of households
Under $10k	1.2%
$15k–$25k	0.6%
$25k–$35k	4.1%
$35k–$50k	10.5%
$50k–$75k	10.5%
$75k–$100k	15.2%
$100k–$150k	28.1%
$150k–$200k	16.4%
$200k+	13.5%
Median income	$110,750

Housing

Home values

$50k–$100k 0.6%

$100k–$150k 5.1%

$150k–$200k 5.7%

$200k–$300k 22.2%

$300k–$500k 49.4%

$500k–$1M 17.1%

Housing overview

Metric	Value
Median home value	$344,100
Median rent / month	$1,271
Owner occupied	92.4%
Renter occupied	7.6%
Vacant	60.0%
Single-family detached	99.3%
Large apartment buildings	0.0%
Mobile homes	0.5%
Median rooms	4.5
Avg household size (owned)	2.44

Year built

Era	%
2020 or later	0.0%
2010–2019	6.1%
2000–2009	8.4%
1990–1999	11.0%
1980–1989	30.7%
1970–1979	26.7%
1960–1969	13.3%
1950–1959	1.6%
1940–1949	0.9%
1939 or earlier	1.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	8.0%
2 bedrooms	51.8%
3 bedrooms	33.7%
4 bedrooms	5.2%
5+ bedrooms	1.4%

Vehicles per household

Vehicles	% of households
No vehicle	1.2%
1 vehicle	11.7%
2 vehicles	52.6%
3 or more	34.5%

Heating fuel

Fuel type	%
Electricity	55.6%
Propane / LP gas	39.8%
Wood	4.7%

Households & families

Household type	Count	%
Married-couple family	127	74.3%
Cohabiting couple	7	4.1%
Male householder, no spouse	17	9.9%
Female householder, no spouse	20	11.7%
Households with children under 18	44	25.7%
Households with seniors (65+)	65	38.0%
Average household size	2.41

Marital status

Status	Male	Female
Never married	17.9%	11.2%
Married	69.9%	76.3%
Separated	1.2%	0.6%
Widowed	3.5%	8.3%
Divorced	7.5%	3.6%

Education

Less than 9th grade 0.7%

Some HS, no diploma 3.3%

HS graduate 30.9%

Some college, no degree 28.9%

Associate's degree 6.6%

Bachelor's degree 22.7%

Graduate / professional 6.9%

Metric	%
HS diploma or higher	96.1%
Bachelor's or higher	29.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	6	6.4%
Kindergarten	1	1.1%
Elementary school	52	55.3%
High school	24	25.5%
College / grad school	11	11.7%

Employment

Industry of employment

Education & healthcare 23.8%

Finance & real estate 15.4%

Professional & management 10.3%

Manufacturing 8.4%

Arts, food & hospitality 7.5%

Construction 7.0%

Other services 6.1%

Transportation & utilities 5.1%

Retail trade 4.7%

Agriculture & mining 4.2%

Public administration 3.7%

Wholesale trade 2.8%

Information 0.9%

Occupation

Category	%
Management, business & arts	35.0%
Service	8.4%
Sales & office	25.2%
Natural resources & construction	20.1%
Production & transportation	11.2%

Employment type

Type	%
Private sector	83.2%
Government	14.0%
Self-employed	2.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	91.0%
Carpool	3.3%
Public transit	0.0%
Walk	0.0%
Work from home	4.3%
Other means	1.4%
Avg commute (minutes)	33.9

Poverty

All people 2.9%

Under 18 years 6.0%

18 and over 2.1%

Married-couple families 1.6%

Female-led households 0.0%

Income support

Source	% of households
Social Security	40.9%
Retirement income	36.8%
Supplemental Security	1.8%
Cash public assistance	1.2%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	37.5%
High blood pressure	37.8%
High cholesterol	36.3%
Diabetes	11.3%
Heart disease	7.5%
Stroke	3.2%
Asthma	7.8%
Arthritis	30.7%
Kidney disease	3.1%
Pulmonary disease	6.2%
Cancer	9.3%

Behavior / access	%
Smoking	14.2%
Binge drinking	18.4%
No physical activity	24.3%
Less than 7 hrs sleep	27.8%
Depression	15.5%
Fair or poor health	11.1%
Poor mental health	10.1%
Poor physical health	8.8%
No health insurance	10.9%
Visited doctor (checkup)	73.5%
Visited dentist	69.6%
Cholesterol screening	91.5%
Teeth loss	10.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	40	12.2%

Disability	%
Any disability	15.8%
Under 18	2.4%
18–64 years	11.5%
65 and over	36.3%

Health insurance coverage

Type	%
Private insurance	78.2%
Public insurance	34.7%
No insurance	2.7%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	399	96.8%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	410	99.5%
Born in same state	410	99.5%
Born in different state	316	76.7%
Foreign born	0	0.0%
Naturalized citizen	2	0.5%
Not a US citizen	1	50.0%

Ancestry

Ancestry	Count	%
Italian	64	15.5%
French	59	14.3%
Arab	27	6.6%
Polish	16	3.9%

Ancestry	Count	%
Dutch	8	1.9%
German	7	1.7%
English	5	1.2%
Norwegian	3	0.7%

Technology access

Metric	% of households
Computer access	41.5%
Internet access	96.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 68016

What city is ZIP code 68016 in?

ZIP code 68016 is primarily assigned to Cedar Creek, Nebraska.

What county is ZIP code 68016 in?

ZIP code 68016 falls within Cass County, Nebraska.

Is ZIP code 68016 mostly owner-occupied?

92% of occupied units in ZIP code 68016 are owner-occupied, well above the national average.

Does ZIP code 68016 have a large retiree population?

41% of households in ZIP code 68016 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 68016 have a large veteran population?

12% of civilians in ZIP code 68016 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 68016?

The median home value in ZIP code 68016 is $344,100.

What timezone is ZIP code 68016 in?

ZIP code 68016 observes the CST timezone.